Section 1005.20 applies, for example, to an account number or bar code that can be used to access underlying funds. Section 1005.20 applies to any card, code, or other device that meets one of the definitions in §§ 1005.20(a)(1) through (a)(3) (and is not otherwise excluded by § 1005.20(b)), even if it is not issued in card form.
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